Financial unity part 1: cash or charge?

For my Gen X/upper millennials this was the big statement for years.

Cash is still king especially for small businesses. However the value of the dollar is less than ever nationally and it isn’t safe to carry obscene amounts of cash.

I was challenged a week ago about cash versus cashless methods (PayPal, CashApp, Square, Zelle, etc). I’m a July Cancer, am competitive, have an MBA and work in operational leadership. So yeah that hit home for ole Drew.

Ok first of all let people be regarding how they spend and allocate funds. Why is it anyone’s business as long as they’re not asking others for handouts?

2nd please do your research. Over the years, the value of the dollar has gone way down. Dr. Charles Avis at the WU said that when you spend cash versus credit/debit you actually spend more. Nearly everyone takes cash and most don’t budget the cash they have.

Now we will go into swiping/scanning/tapping. If you say it’s unsafe and your monies could get gone easier, allow me to enlighten you. These methods are actually more secure and airtight than keeping hundreds of dollars in cash on you. If there is fraud you are notified immediately. Try losing cash; it’s gone. You can cancel a card or disable a method of payment. You can’t do that with cash.

Furthermore there are exceptions for cash like on vacation, a cruise ship or even a disaster like a hurricane, flood, etc where you cannot easily use a remote method of payment. However what are the chances of you being in a disaster versus you losing hundreds of dollars in cash? I’m not saying you shouldn’t keep a discretationary fund. One should be open to all methods of payment. We will be in 2026 soon and the world basically runs off of these methods (exceptions aside of course.)

I will close by saying manage your funds efficiently in all areas of your life. You must have a balance in your financial life, track your account regularly regardless how much money you have on you and be responsible. That’s it.

Can we simply have these conversations, be civil and if we disagree, come with concrete facts? You better believe I’m coming with mine with a progressive mindset as well.

#imjustdrew

Honesty is still the best policy

We are failing. Not just as a people, a country, a society, etc. We are failing to be honest with each other, ourselves and everything else.

Remember the saying “the truth shall set you free.” ? That no longer appears to be the case.

It starts with being honest with ourselves. We as a people go overboard with our outward appearance. Liposuction, BBLs, fake eyelashes, losing weight through dangerous cleanses and drugs such as Ozempic. Trying to live the Hollywood lifestyle but you live in Union, SC.

That’s another lie, about your address. You actually live in Buffalo, SC but you claim Union. You’re on welfare and get EBT yet you have an overflowing bank account and drive a Mercedes. You’re going on two more vacations before the end of the year. Nevermind that you’re a teacher’s aide and do home healthcare you’re going to figure it out.

How can you be honest with anyone else when you cannot be honest with yourself. Is your legal name even the one on your driver’s license/ID? That’s where we need to stop.

I may do a series on this but we have to start at home with ourselves and simply tell the truth to ourselves and others. This way we can live a truly healthy and legit lifestyle.

#imjustdrew

Online dating

Cuffing season is here wherever or not you know it.

Guess what, online dating is bigger than ever with more technology. However you have to be more careful than ever due to technology especially AI.

Please don’t forget to practice the basics. Have a true video chat (a series of them). Meet them out in public. Bring a trusted friend with you. Have exit phrases and codes so you can get out of the date if necessary. Try to limit blind dates (can’t forget the purpose of this blog) and go with someone you know from mutual friends and family.  DO NOT ignore red flags.

Also if you’re going through major life changes such as the loss of a loved one and/or a heartbreak, now isn’t the time for dating. You cam be friends/take applications. However, be transparent and leave it at that.

It can work out for you. Know what you want, don’t settle but remember compromise. Have an open line of communication and work through simple barriers.

Your love (and mine) is out there!

#imjustdrew

It’s Not a Jet2Holiday here!

It may be fun but please don’t play those games here!

I figured this would be the most appropriate title for my blog that I’ve been putting together for a week. There are too many people that think everyone/everything is a joke and that this is a whole Jet2Holiday.

Basically honesty has gone out the door with chivalry. We can’t even be honest with ourselves, let alone others. All we can do is look inside, have discernment, see those red flags, and not expect us out of others.

School is back in session of course and this is what the schoolchildren need to know as well. Be friendly, kind but don’t let anyone play in your face, jerk you around or lie on you.

Adult bullying (a separate post) exists in so many different forms. That is of course through manipulation, lying and gaslighting when called out.

Take it from me: don’t let others make a Jet2Holiday out of you. You’re a human being first, YOU matter, and love yourself as much as you love others.

Finally, do detach from others and situations without fear. Have a good support team around you so that you make good choices and sense good vibes.

#imjustdrew